Are you an employer wondering whether you need to provide workers’ compensation coverage for your independent contractors? If so, you’ve come to the right place. Here, we’ll discuss what independent contractors are and the requirements for employers to cover them under workers’ compensation. Whether you’re new to the business world or a seasoned veteran, this … Read more
If you are an employer in the state of New York, understanding the rules and regulations regarding workers’ compensation is essential. You may be wondering when you need to provide workers’ compensation for your employees, and the answer is not always straightforward. We will go over the details of when employers in New York State … Read more
As a business owner, you know that having the right workers compensation coverage is critical to protecting your business and employees. However, many business owners struggle with the cost of traditional workers comp policies. Fortunately, there is an alternative solution: pay-as-you-go workers comp. How Pay As You Go Workers Comp Can Help Your Business This … Read more
If you own a business and have employees, you may be wondering whether or not an employee can sue your business if you have workers compensation insurance. This is an important question to consider, as it can have major implications for the future of your business. In this blog post, we’ll discuss the potential risks … Read more
Personal property insurance on a home owner insurance policy: What is it and do you need it? Personal property insurance is a key element of any home owner insurance policy, yet many of us don’t understand what it is and why it is important. Personal property insurance covers the items within your home, such as … Read more
Everything You Need to Know About Renter Insurance If you’re a renter, you may have heard about renter insurance, but you may not know much about it. Renter insurance is an insurance policy that helps protect renters from a variety of risks, such as loss or damage to personal property, liability, and medical expenses due … Read more
What Is Water Backup and Sump Pump Failure Insurance? Water backup and sump pump failure insurance is a type of coverage that provides financial protection for homeowners in the event of unexpected water damage caused by backups from sewers or drains, or failure of a sump pump. If you’re a homeowner, you might be wondering … Read more
Everything You Need to Know About Physical Damage Coverage on Your Car Insurance Policy Are you confused about physical damage coverage on your car insurance policy? If so, you’re not alone. Knowing what physical damage coverage is, how it works, and the types of coverage available can be difficult to navigate. This blog post will … Read more
What happens to your comp and collision premium as your car loses value? Are you wondering what will happen to your car insurance premiums as your car’s value depreciates over time? It’s a valid concern, and the answer may surprise you. Here, we’ll discuss how the value of your car affects your comprehensive and collision … Read more
How much homeowner insurance is enough? When purchasing a home, one of the most important decisions you’ll make is how much homeowner insurance you should have. Knowing how much coverage to get can be tricky as you want to make sure you’re adequately covered in case of any potential losses or damages. We’ll explore the … Read more