Manuel Phelps 
Key person life insurance is a type of insurance that many business owners may not even be aware of. It’s a policy designed to protect a business in the event of the death of a key individual, such as a partner or CEO. In this blog post, we’ll explore who needs key person life insurance … Read more
When it comes to protecting yourself and your family, insurance is a key factor. Long term disability income insurance can provide financial protection in the event that you are unable to work due to an illness or injury. But do you really need it? In this blog post, we will discuss the importance of long … Read more
When it comes to long-term care, many people have questions. What is long-term care insurance? Does it cover nursing home costs? How much does it cost? In this blog post, we will answer all of your questions about long-term care insurance and nursing homes. Long Term Care Insurance vs Nursing Homes We’ll explore what long-term … Read more
Having an employer sponsored life insurance plan can provide some financial protection for yourself and your family in the event of an unexpected death. But is it enough? In this blog post, we will explore whether or not an employer sponsored life insurance plan is enough to ensure that your loved ones are taken care … Read more
How Workers’ Compensation Premiums Are Calculated Workers’ compensation premiums are a critical part of managing any business, as they help to cover the costs associated with any workplace related injuries or illnesses. But how exactly are these premiums calculated? In this blog post, we’ll discuss the various factors that go into determining a business’s workers’ … Read more
You May Need a Personal Umbrella Policy Sooner Than You Think Do you know what a personal umbrella policy is? If not, you may be in for a surprise. A personal umbrella policy provides additional liability protection beyond the limits of your existing auto and homeowners insurance policies. In the event of a lawsuit or … Read more
Everything You Need to Know About Personal Liability Insurance Are you looking to learn more about personal liability insurance? It can be a difficult topic to wrap your head around, but don’t worry! In this blog post, we’ll discuss everything you need to know about personal liability insurance, including what it is, who needs it, … Read more
What is an Umbrella Policy and Why Would I Need One? Umbrella insurance is an important form of protection that many people may not be aware of. It is a type of policy that offers additional liability coverage over and above the existing liability coverage provided by auto, home, and other insurance policies. If you … Read more
Umbrella Coverage: What Does It Mean for You? Do you know what an umbrella policy is and what it means for you? It can be a confusing concept, but it’s important to understand if you want to ensure you’re properly protected. An umbrella policy is a type of supplemental insurance that goes beyond the coverage … Read more
How to Keep Your Umbrella Policy from Dripping on Your Head Umbrella insurance policies can be a great way to provide extra financial protection when you need it most. However, if you don’t understand how your policy works or when it applies, you could end up with an unexpected rainy day. In this blog post, … Read more